Used Car Buying & Financing Guide in Phoenix

RAR AUTO SALES · PHOENIX, ARIZONA

A practical starting point for shopping used vehicles and preparing for Buy Here Pay Here financing in Phoenix.

RAR Auto Sales at a glance

RAR Auto Sales is a family-owned used vehicle dealership at 101 N 35th Ave, Phoenix, AZ 85009. We sell cars, trucks, SUVs, and minivans and offer in-house financing, subject to approval.

Visit Monday through Friday, 9am to 5pm. Closed Saturday and Sunday. Call 602-218-5447 to discuss a vehicle or prepare for your visit.

Start with the vehicle and your everyday needs

Think about your commute, passengers, parking space, and what you carry. Compare the listed mileage, equipment, photos, and price on each vehicle detail page. Inventory changes, so contact us to confirm availability before making a special trip.

Choose a vehicle

Browse current inventory and make a short list. For more passenger or cargo room, explore our SUV shopping guide.

View current inventory · Shop used SUVs

Plan the full cost

Consider the down payment, ongoing payment, insurance, fuel, and maintenance. Ask us to explain the proposed financing terms and purchase costs before you decide.

Learn about starting down payments

How does in-house financing work?

With Buy Here Pay Here financing, our team helps you shop a vehicle and review financing through our in-house lender. Start with an application, provide the requested documents, and discuss the vehicles and terms available for your situation. Applying does not guarantee approval.

See the financing steps or read about applying with credit challenges.

What should I prepare before visiting?

Prepare your Arizona driver license or state ID, proof of address, and recent income documents. We require at least six months of work history. Down payments must be cash or money order, and full coverage insurance is required before delivery of a financed vehicle.

Read the complete What to Bring checklist for pay-stub and work-history details. If you are trading in a vehicle, review the trade-in guide too.

What happens next?

Choose a vehicle, ask questions, and review the proposed terms carefully. Our team can explain the documents needed and next steps for your application. You can start online or visit our Phoenix lot during business hours.

Information reviewed November 2026. Contact our team to confirm current vehicle availability and application requirements.